Target Heart Rate Calculator

Calculate your target heart rate zones for different fitness goals. Free heart rate calculator with multiple formulas including Karvonen method. Get personalized training zones for fat burning, cardio, and peak performance.

years
bpm
Measure in the morning before getting out of bed
Most commonly used formula
Maximum Heart Rate
190 bpm
Heart Rate Training Zones
Warm Up / Recovery
50-60% of Max HR
95 - 114 bpm
Easy breathing, can hold full conversation. Perfect for warming up, cooling down, and active recovery.
Fat Burning Zone
60-70% of Max HR
114 - 133 bpm
Comfortable pace, slightly increased breathing. Burns higher percentage of calories from fat. Great for building aerobic base.
Cardio / Aerobic Zone
70-80% of Max HR
133 - 152 bpm
Moderate to challenging pace. Improves cardiovascular fitness and strengthens your heart. Can maintain conversation with effort.
Hard / Anaerobic Zone
80-90% of Max HR
152 - 171 bpm
Vigorous intensity, breathing heavily. Improves performance and lactate threshold. Short phrases only.
Maximum Effort Zone
90-100% of Max HR
171 - 190 bpm
Maximum effort, can't talk. Only for short intervals. Improves maximum performance and speed. Use sparingly.
Zone Summary Table
ZoneHeart Rate RangeBenefits
Warm Up / Recovery-Recovery, warm-up, cool-down
Fat Burning Zone-Fat burning, endurance building, aerobic base
Cardio / Aerobic Zone-Cardiovascular fitness, aerobic capacity
Hard / Anaerobic Zone-Performance improvement, lactate threshold
Maximum Effort Zone-Maximum performance, speed, power

What is Target Heart Rate?

Target heart rate is the ideal range your heart should beat during physical activity to gain maximum benefits from exercise. By training in specific heart rate zones, you can optimize your workouts for different goals such as fat burning, improving cardiovascular fitness, or building endurance.

Your target heart rate is calculated as a percentage of your maximum heart rate, which is the highest heart rate you should reach during intense exercise. Different training zones correspond to different intensities and fitness benefits.

How to Measure Your Resting Heart Rate

For the most accurate Karvonen calculation, you need to know your resting heart rate:

  1. Measure first thing in the morning before getting out of bed
  2. Sit quietly for 5 minutes before measuring
  3. Place your index and middle fingers on your wrist or neck pulse
  4. Count the beats for 60 seconds (or count for 30 seconds and multiply by 2)
  5. Average measurements over 3-5 consecutive mornings for best accuracy

Heart Rate Calculation Formulas

Standard (220 - Age)

The Standard formula (220 - age) is the most widely used and simplest method. While not the most accurate for everyone, it provides a good general estimate for most people.

MHR = 220 - Age

Karvonen Method

The Karvonen Method takes into account your resting heart rate, making it more personalized and generally more accurate. It's especially useful for people with lower or higher than average resting heart rates.

THR = ((MHR - RHR) × %Intensity) + RHR

Gulati (For Women)

The Gulati formula (206 - 0.88 × age) was specifically developed for women and tends to be more accurate for female athletes and exercisers.

MHR = 206 - (0.88 × Age)

Tips for Heart Rate Training

  • Use a heart rate monitor or fitness tracker for accurate real-time measurements
  • Allow 5-10 minutes to reach your target heart rate zone during exercise
  • Spend most of your time in Zones 2-3 (60-80%) for general fitness
  • Use Zone 1 (50-60%) for recovery days and warm-up/cool-down
  • Limit high-intensity training (Zones 4-5) to 1-2 times per week
  • Heart rate can be affected by stress, caffeine, medication, and hydration
  • As you get fitter, you'll need to work harder to reach the same heart rate zones
  • Consistency is more important than intensity for long-term fitness gains

Important Notes

  • These calculations provide estimates - individual variations are normal
  • Maximum heart rate formulas are less accurate for highly trained athletes
  • Medications (especially beta-blockers) can significantly affect heart rate
  • If you have cardiovascular conditions, consult your doctor before using these zones
  • Heart rate can vary by 10-15 beats due to factors like temperature, altitude, and time of day
  • The 220-age formula may overestimate max HR for older adults and underestimate for younger people
  • Perceived exertion is also important - don't rely solely on heart rate numbers
  • If you feel dizzy, nauseated, or experience chest pain during exercise, stop immediately and seek medical attention
  • Warm up properly before entering higher heart rate zones
  • Recovery time increases as you train in higher zones - plan accordingly